We give you control of your own financial future with personalized guidance, wealth planning, and comprehensive management based on today’s portfolio and your unique goals. Firefly Wealth Management does not take custody of your money, investments, and/or cash. Your assets are held under the custody of Charles Schwab, an RIA custodian. Firefly Wealth Management does not have an inventory of investments we sell, nor do we take hold of your money; you are in control of your assets.
I will be your guide in helping you reach your financial goals and objectives with actionable to-do’s—leaving you with a clear understanding of your investments, net worth, cash flow, and concrete actions you can take. Together, we will manage tax efficiencies, review your company benefits, insurance coverages, investment portfolio, long-term care, and estate planning— and any other financial issues or concerns.
Before we get started, I will analyze your current situation and walk you through potential scenarios. Then, we’ll implement approved recommendations, monitor progress, and update your financial plan and portfolio as needed.
Managing your investment portfolio should not be overwhelming; it should instead provide a source of comfort and stability. Data-driven, strategic investment recommendations will be made and optimized based on your unique goals, time horizon, and risk tolerance.
Firefly Wealth Management is committed to being consistently focused on your best interest with ongoing growth and preservation of accounts, tax and benefits analysis, and the use of solid market principles. I will continually work for your benefit with allocation, analysis, rebalancing, and tax-efficient investing.
We will help you transition into—and through—retirement. Firefly Wealth Management will work with you to plan for the retirement you’ve worked hard for, as well as provide transparency so you can experience your retirement on your terms.
Retirement is a large phase of life; you get to do the things you want to do while providing financial security for your loved ones. Together, we will manage any intergenerational challenges that go beyond a will and/or Trust. We will work with your estate attorney and take care of the nitty-gritty communication and organization with your team of professionals.
I understand the challenges that can arise when dealing with a company’s HR and benefits department. Benefits can be a large part of compensation, yet deciding on the best course of action and asking the correct questions can be daunting.
Firefly Wealth Management is available to work with your employer, on your behalf,* to ask those questions and engage in a more productive meeting that makes your benefits actually benefit you and your family.
*To the extent allowed and authorized by clients in writing
Firefly Wealth Management acts in a fiduciary capacity and is fee-only, meaning you pay for the advice Firefly Wealth Management provides. While financial plans are payable in advance, we charge after investment management services have been provided – unlike many firms.
In general, our fees begin at a rate of 0.90% of managed assets. Firefly Wealth Management charges fees in arrears, on a daily average of assets under management, paid quarterly.
Our fees are designed for a long-term relationship, not short-term returns. Even a small difference in fees can have a large impact over time. We strive to have a positive impact on your portfolio through reasonable fees and advice.
Consult with us for a quote based on your individual needs.
In general, fees for stand-alone financial plans begin at $5,000. This includes an analysis of your current situation as well as three additional scenarios. Specific guidelines will be discussed on an individual basis.
A fiduciary is a person or organization that is legally or ethically obligated to act on behalf of another person or group to put their interest first. Fiduciaries are often entrusted with managing money or property for something else, such as when making financial or investment decisions.
They are held to a high standard of care and must act with integrity and transparency. This includes keeping detailed records, disclosing any potential conflicts of interest, and exercising sound judgment and ethical decision-making abilities.
We have no required minimums however we do have a minimum annual fee of $5,000 per year.
At this point, we consider digital assets to be highly volatile, and should only be part of an investment strategy in rare situations. Having said that, we have worked with digital assets in the past. Should the regulatory landscape change, we will revisit our stance.
We have worked with many clients who have concentrated stock positions. There may be tax efficient ways to diversify out of a concentrated stock position – please get in touch with us!
We help clients plan for and analyze Incentive Stock Options (ISOs), Non- Qualified Options (NSOs), Restricted Stock Units (RSUs), as well as other compensation models.
Yes – to the extent allowed and authorized by clients in writing.
Your tomorrow starts today. Contact us to learn how working with Firefly Wealth Management can help you achieve a more abundant and wealthier future.
"*" indicates required fields
